The Four Words in which all the Goodness are gathered for the Servants of Allaah:

بـسـم الله والحـمـد لله والـصلاة والـسـلام عــلى رسـول الله، وبـعـد

Shaikh `Abdul Rahmaan bin Naaser al-Sa`dee رحمه الله said:

“(The Prophet صلى الله عليه وسلم) supplicated to (Allaah تعالى) with four words in which are gathered all the goodness for the servant (of Allaah) in regards to the Deen and the Dunya:

اللهُمَّ إِنِّي أَسْأَلُكَ الْهُدَى وَالتُّقَى، وَالْعَفَافَ وَالْغِنَى

(Allaahumma! Innee as-aluka al-Hudaa wal-Tuqaa wal-`Afaafa wal-Ghinaa)

“O Allaah! I ask You for guidance, piety, chastity and self- sufficiency” [Saheeh Muslim (6566)]

Complete Guidance is guidance towards beneficial knowledge, and righteous deeds – that is (proper) Guidance and true Religion. When one knows the truth and follows it; and when he knows the falsehood and avoids it – then he is guided towards the Straight Path (Siraat al-Mustaqeem). And whosoever fulfills the rights of Allaah and the rights of His slaves, then he is guided (to the path leading) towards Gardens of Delight (Jannaatin Na`eem)”

Source:

[الفواكه الشهية في الخطب المنبرية - ص 277]